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Insurance recommenations


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roscobbc

Committee Member

Mon 26 Jun 17 16:42

Re: Insurance recommenations


DAN@ADRIAN FLUX wrote (View Post):Have you tried us for insurance at all? If you wanted to drop me a DM I'd be happy to arrange a quotation for you.

Kind Regards
Dan


Thanks Dan - already have a quote from yourselves Thumbs up


--------------------
CCCUK Chairman
'68 coupe - 4 speed - 3.08 - 489 cu in - 570 bhp @ 5850 rpm - 606 ft/lbs torque (821 Newton Metres) @ 3850 rpm
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roscobbc

Committee Member

Sat 01 Jul 17 17:19

Re: Insurance recommenations


Thanks you all for your advice - I have eventually gone with Peter. S Taylor & Co, and charming people to deal with.
The usual 10pm-6am garage restriction, 3000 mile, legal cover and UK/European Breakdown cover apply. Agreed value £28K. At £176 premium this represented a 60% reduction on my current renewal premium. This year my renewal fee had been raised by £60. 7 or 8 years ago I had a 'fault' prang in my daily. I declared this and the modifications and revised value for the Vette and the premium was hiked my 50%. OK I accepted that - since then (other than 6 years ago someone causing £12K's of damage to my company daily driver outside my house - no fault obviously) I have had no claims or convictions and would have reasonably (albeit foolishly) expected my renewal premium to be be reduced..........so a result Thumbs up


--------------------
CCCUK Chairman
'68 coupe - 4 speed - 3.08 - 489 cu in - 570 bhp @ 5850 rpm - 606 ft/lbs torque (821 Newton Metres) @ 3850 rpm
Image

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lolmans34

Club Member

Tue 04 Jul 17 22:00

Re: Insurance recommenations


Thanks to you all for the heads up on P STaylor, Brighton, thought I'd try them for my wife's Audi TT 3.2 DSG, which we'd been quoted £477 from Aviva through Swinton.
After talking to Stephany at PST today we agreed and paid £243 for similar cover. They also promised to contact me next April when my '87 vette coupe is due, hope I can do a similar deal, (StevieL98, you must have the best post code in the country, statistically !!)
So, thanks for the savings boys.

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Redlevel

Club Member

Wed 05 Jul 17 07:58

Re: Insurance recommenations


lolmans34 wrote (View Post):Thanks to you all for the heads up on P STaylor, Brighton, thought I'd try them for my wife's Audi TT 3.2 DSG, which we'd been quoted £477 from Aviva through Swinton.
After talking to Stephany at PST today we agreed and paid £243 for similar cover. They also promised to contact me next April when my '87 vette coupe is due, hope I can do a similar deal, (StevieL98, you must have the best post code in the country, statistically !!)
So, thanks for the savings boys.


I'm £176 with PST for 8.5K miles with my '87. Just awaiting on their quote for Michelle's wee Chevy S10 truck.

Dunno about the best post code (KA19), but bands of marauding squirrels are not to be taken lightly. Laughing

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BlackZeD

Club Member

Wed 05 Jul 17 11:22

Re: Insurance recommenations


I've seen them squirrels on the Irn Bru adverts Wink


--------------------
Don't take life too seriously, after all, your not coming out of it alive.

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FIVE RED

Club Member

Sat 09 Dec 17 12:21

Re: Insurance recommenations


Busy trawling through the tedious process of getting cover for the C5 and also this year for the Dodge.
So far Aviva have the jackpot prize for the being the highest.
Peter S Taylor and Classic Line been helpful with the latter offering the best quote for the Vette.
Dan at Adrian Flux is doing his best but busy trying to unravel their quotation.
Direct Line offering a good quote for the Dodge but will speak to someone next week about the Vette as their site isn't allowing me to try the multicar section at the moment.
Got some time to play with but this process is a real pain.


--------------------
Graham.
C5 owner & very happy about it!

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Daytona Vette

Club Member

Sat 09 Dec 17 12:36

Re: Insurance recommenations


FIVE RED wrote (View Post):Busy trawling through the tedious process of getting cover for the C5 and also this year for the Dodge.
So far Aviva have the jackpot prize for the being the highest.
Peter S Taylor and Classic Line been helpful with the latter offering the best quote for the Vette.
Dan at Adrian Flux is doing his best but busy trying to unravel their quotation.
Direct Line offering a good quote for the Dodge but will speak to someone next week about the Vette as their site isn't allowing me to try the multicar section at the moment.
Got some time to play with but this process is a real pain.


Try Hagerty

On the phone quick and simple to deal with and good quote for me


--------------------
Barry - Daytona Vette

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Redlevel

Club Member

Sat 09 Dec 17 14:32

Re: Insurance recommenations


We had a boy in a new Astra glance off our S10 truck recently on a single track hill road and write itself off against a dry stone wall. PST really came through and we got an award of £1500 and totally absolved of all blame as the other guy admitted it was his fault.

The truck cost me £400 in parts to fix from Rockauto and PST/KGM had the whole thing wrapped up in 6 weeks.

Well pleased..

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Vetteheadtony

Club Member

Mon 11 Dec 17 00:25

Re: Insurance recommenations


Just got the renewal for the C5 Z06 procharged over 600hp.
£505 with £350 excess with APlan, call Brentacre who came in at £320 and £250 excess, big difference eh!.
Call APlan back they came in at £323 and £100 excess.
Where’s the logic!


--------------------
Vetteheadtony
2004 Z06 lemans edition pro charged
613 BHP
Black C6 ZR1 wheels
FECKING FAST!!!

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Invetterate

Club Member

Mon 11 Dec 17 10:44

Re: Insurance recommenations


Vetteheadtony wrote (View Post):Just got the renewal for the C5 Z06 procharged over 600hp.
£505 with £350 excess with APlan, call Brentacre who came in at £320 and £250 excess, big difference eh!.
Call APlan back they came in at £323 and £100 excess.
Where’s the logic!


It's a two stage process:

1] What premium do we need? ie what is the mathematical risk of this car and driver having a claim and how much might that cost [plus what do we need to add for costs etc]?
2] Yikes! Someone has quoted less - better match or better it [or we lose/don't gain business versus the competition]!!

The problem comes when the someone in stage 2 is plain wrong or is trying to buy business in to grow a portfolio. Most non-commercial insurance has become commodity based and is thus all about volume.

The good news is that it can manifest itself as competition which is good for the consumer! Thumbs up

Don't forget that most of the company's mentioned are brokers not insurance "carriers". Make sure you are happy with whom they are quoting on behalf of [as far as you can be].

Thirty years in the industry and two chartered qualifications left me thoroughly confused and disillusioned with the whole lot!! Censored Banghead



Last edited by Invetterate on Mon 11 Dec 17 10:49; edited 3 times in total. [18 %]

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