A Reason Corvette Insurance is High ?

teamzr1

teamzr1

Supporting vendor
  • The top five most dangerous cars are the Hyundai Venue, Chevrolet Corvette, Mitsubishi Mirage, Porsche 911, and Honda CR-V Hybrid, with fatal accident rates nearly five times higher than the average vehicle
  • Two Teslas, the Model Y and Model S, make the most dangerous cars list despite Tesla’s advanced driver-assist technology
  • Tesla also has the highest fatal accident rate by brand, followed by Kia, Buick, Dodge, and Hyundai
  • Compact and subcompact cars have had the highest rate of fatal accidents by size, at 3.6 fatal accidents for every billion miles
  • Full-size models have the lowest fatality rates by size, at 2.0 fatal accidents for every billion miles
Automotive safety has improved dramatically over the past two decades. But according to the Insurance Institute for Highway Safety (IIHS), the last five years have seen a higher rate of accidents and fatalities on America’s roads than the previous 12 years.

The fatal accident rate is now 2.8 per billion miles and the Hyundai Venue is the car with the highest fatal accident rate, while Tesla has the highest fatal accident rate of all car brands.

Analyzed fatality data from the National Highway Traffic Safety Administration's Fatality Analysis Reporting System (FARS) of model year 2018–2022 cars with car crashes that resulted in at least one occupant fatality to identify the most dangerous vehicles on U.S. roads today.

“New cars are safer than they’ve ever been. Between advanced chassis design, driver assist technology, and an array of airbags surrounding the driver, today’s car models provide excellent occupant protection.
But these safety features are being countered by distracted driving and higher rates of speed, leading to rising accident and death rates in recent years.”

The 23 Most Dangerous Cars

Identified models with a fatal accident rate at least two times higher than the average car, with the five deadliest vehicles over four times the average. The Hyundai Venue, Chevy Corvette, and Mitsubishi Mirage are the three deadliest cars on American roads, based on fatal accidents per mile traveled.

The Porsche 911, Honda CR-V Hybrid, Tesla Model Y, Mitsubishi Mirage G4, Buick Encore, Kia Forte, and Buick Envision round out the top 10 deadliest vehicles, with fatal accident rates between 2.8 and 4.9 times the average.

Small cars and performance cars rank prominently on this list, along with higher-profile SUVs that may have an increased chance of a rollover accident compared to lower-profile vehicles. Note that some large cars, including the Ford Bronco and Dodge Charger, have fatal accident rates over twice the overall average (and more than 1.5 times the small car average) which reflects very poorly on these models given their size.

Cars With the Most Frequent Occupant Fatalities
RankModelFatal Accident Rate (Cars per Billion Vehicle Miles)Compared to Overall Average
1Hyundai Venue13.94.9x
2Chevrolet Corvette13.64.8x
3Mitsubishi Mirage13.64.8x
4Porsche 91113.24.6x
5Honda CR-V Hybrid13.24.6x
6Tesla Model Y10.63.7x
7Mitsubishi Mirage G410.13.6x
8Buick Encore GX9.83.4x
9Kia Forte8.12.9x
10Buick Envision8.02.8x
11Kia Soul7.32.6x
12Toyota Corolla Hybrid7.32.6x
13Chevrolet Camaro7.32.6x
14Nissan Versa7.22.5x
15Kia K57.12.5x
16Kia Seltos6.82.4x
17Ford Bronco6.62.3x
18Ford Bronco Sport6.22.2x
19Dodge Charger6.12.1x
20Toyota Prius5.92.1x
21Tesla Model S5.82.0x
22INFINITI Q505.82.0x
23Toyota Venza5.62.0x
Overall Average2.8–

“Most of these vehicles received excellent safety ratings, performing well in crash tests at the IIHS and NHTSA, so it’s not a vehicle design issue,” said Brauer.

“The models on this list likely reflect a combination of driver behavior and driving conditions, leading to increased crashes and fatalities.”
 
teamzr1

teamzr1

Supporting vendor
Driver of this rental C8 Corvette, he went soaring about 50 feet off a cliff near the California town of Calabasas on Tuesday night.

Video from the scene shows the hazard lights still flashing on what looks to be a Torch Red C8 Corvette, now surrounded by small trees and shrubs.

After the crash, one of the occupants of the car was able to climb back up to Stunt Road, located in the mountains south of Calabasas, but the other man was trapped inside so firefighters from the Los Angeles County Fire Department had to use a rope system to reach the scene of the accident and then extricate him from the car.

Fortunately, the individual was checked out at the scene by paramedics and appeared to be uninjured. The same can’t be said for the Corvette, which suffered “a lot” of damage, according to authorities. We couldn’t find any video showing the C8 after its “rescue,” but we do understand a heavy-duty tow truck had to be called to bring it back up the cliff. Just doing that would likely cause even more damage.
Also investigating the wreck, which happened about 9:50 p.m. Tuesday, was the California Highway Patrol.

KCAL News Assignment Manager Mark Liu reports that speed may have been a factor in the crash, as the driver appears to have failed to negotiate a turn on the very curvy road and plunged off the side.

Stunt Road is a four-mile connector in the Santa Monica Mountains between Mulholland Highway and Schueren/Saddle Peak Road.
According to a post on drivinggeeks.com:

“Los Angeles is a pleasure driver’s nightmare, with its extensive, boring interstate system and gridlocked traffic. Just to the west, though, the Santa Monica Mountains are a pleasure driver’s paradise a paradise full of tight curves and switchbacks, rising elevations and impressive views.

Stunt Road is a four-mile connector in the Santa Monica Mountains between Mulholland Highway and Schueren/Saddle Peak Road. While Stunt Road is a less technical drive than many of the mountain roads that surround it, it does sport some impressive curves, dips, and vistas that make the drive worthwhile.
While Stunt Road is worth driving either up or down, driving down it is arguably the far superior way to go. Not only will you feel the grade on the descent, but the vistas pop going downward much more noticeably than on the drive up, the trees opening up to giving you sweeping views of the Santa Monica Mountains.”

 
Roscobbc

Roscobbc

Moderator
Feel quite sure that a similar survey would come up with totally different results here in UK. The Corvette I'm sure would rank as one of the safest (if 'measurements' are based on numbers of specific cars sold in a given country). That figure for Corvettes I'm sure would also show further reductions given the new cost of the Vette in the UK, the lower mileage typically travelled by owners and perhaps the typical age of the purchaser.
I question the USA findings re. Bronco's or similar 4X4's. Perhaps as they may be based on truck chassis's their likelihood to roll over in the event of a collision and perhaps offering poorer passive safety for the occupants could be a reason?
 
Chuffer

Chuffer

CCCUK Member
teamzr1 said:
  • The top five most dangerous cars are the Hyundai Venue, Chevrolet Corvette, Mitsubishi Mirage, Porsche 911, and Honda CR-V Hybrid, with fatal accident rates nearly five times higher than the average vehicle
  • Two Teslas, the Model Y and Model S, make the most dangerous cars list despite Tesla’s advanced driver-assist technology
  • Tesla also has the highest fatal accident rate by brand, followed by Kia, Buick, Dodge, and Hyundai
  • Compact and subcompact cars have had the highest rate of fatal accidents by size, at 3.6 fatal accidents for every billion miles
  • Full-size models have the lowest fatality rates by size, at 2.0 fatal accidents for every billion miles
Automotive safety has improved dramatically over the past two decades. But according to the Insurance Institute for Highway Safety (IIHS), the last five years have seen a higher rate of accidents and fatalities on America’s roads than the previous 12 years.

The fatal accident rate is now 2.8 per billion miles and the Hyundai Venue is the car with the highest fatal accident rate, while Tesla has the highest fatal accident rate of all car brands.

Analyzed fatality data from the National Highway Traffic Safety Administration's Fatality Analysis Reporting System (FARS) of model year 2018–2022 cars with car crashes that resulted in at least one occupant fatality to identify the most dangerous vehicles on U.S. roads today.

“New cars are safer than they’ve ever been. Between advanced chassis design, driver assist technology, and an array of airbags surrounding the driver, today’s car models provide excellent occupant protection.
But these safety features are being countered by distracted driving and higher rates of speed, leading to rising accident and death rates in recent years.”

The 23 Most Dangerous Cars

Identified models with a fatal accident rate at least two times higher than the average car, with the five deadliest vehicles over four times the average. The Hyundai Venue, Chevy Corvette, and Mitsubishi Mirage are the three deadliest cars on American roads, based on fatal accidents per mile traveled.

The Porsche 911, Honda CR-V Hybrid, Tesla Model Y, Mitsubishi Mirage G4, Buick Encore, Kia Forte, and Buick Envision round out the top 10 deadliest vehicles, with fatal accident rates between 2.8 and 4.9 times the average.

Small cars and performance cars rank prominently on this list, along with higher-profile SUVs that may have an increased chance of a rollover accident compared to lower-profile vehicles. Note that some large cars, including the Ford Bronco and Dodge Charger, have fatal accident rates over twice the overall average (and more than 1.5 times the small car average) which reflects very poorly on these models given their size.

Cars With the Most Frequent Occupant Fatalities
RankModelFatal Accident Rate (Cars per Billion Vehicle Miles)Compared to Overall Average
1Hyundai Venue13.94.9x
2Chevrolet Corvette13.64.8x
3Mitsubishi Mirage13.64.8x
4Porsche 91113.24.6x
5Honda CR-V Hybrid13.24.6x
6Tesla Model Y10.63.7x
7Mitsubishi Mirage G410.13.6x
8Buick Encore GX9.83.4x
9Kia Forte8.12.9x
10Buick Envision8.02.8x
11Kia Soul7.32.6x
12Toyota Corolla Hybrid7.32.6x
13Chevrolet Camaro7.32.6x
14Nissan Versa7.22.5x
15Kia K57.12.5x
16Kia Seltos6.82.4x
17Ford Bronco6.62.3x
18Ford Bronco Sport6.22.2x
19Dodge Charger6.12.1x
20Toyota Prius5.92.1x
21Tesla Model S5.82.0x
22INFINITI Q505.82.0x
23Toyota Venza5.62.0x
Overall Average2.8–

“Most of these vehicles received excellent safety ratings, performing well in crash tests at the IIHS and NHTSA, so it’s not a vehicle design issue,” said Brauer.

“The models on this list likely reflect a combination of driver behavior and driving conditions, leading to increased crashes and fatalities.”
Click to expand...
Cars are not "dangerous " , it`s the idiots that drive them that are dangerous !!!!
 
W

Waynio

CCCUK Member
I have never had such cheap insurance before i got DILLIGAF.
And if it wasnt for such idiots who think they can drive and more money than brains it wouldnt be so bad.
 
teamzr1

teamzr1

Supporting vendor
Chuffer said:
Cars are not "dangerous " , it`s the idiots that drive them that are dangerous !!!!
Click to expand...

Add here in the USA with about 30 million illegal aliens with no driver's license, no insurance
doing a lot of crashing or hit and runs or their scams like one is n front of you they sudden stop hoping you ass end them or
worse, they back up and hit you and then claim you hit them
Another is at a red light they are in front of you, legal here to make a right turn after a stop and no traffic coming
They will make the turn, you're looking left for traffic and start right turn to find they on purpose stopped so you hit them
and then demand cash so no cop called

All the above drives our rates up as insurance companies take that loss and pass it on us :-(
 
Chuffer

Chuffer

CCCUK Member
teamzr1 said:
Add here in the USA with about 30 million illegal aliens with no driver's license, no insurance
doing a lot of crashing or hit and runs or their scams like one is n front of you they sudden stop hoping you ass end them or
worse, they back up and hit you and then claim you hit them
Another is at a red light they are in front of you, legal here to make a right turn after a stop and no traffic coming
They will make the turn, you're looking left for traffic and start right turn to find they on purpose stopped so you hit them
and then demand cash so no cop called

All the above drives our rates up as insurance companies take that loss and pass it on us :-(
Click to expand...
We went through a period of ` rear ending scams ` in the UK too . Don`t hear so much about now but probably still goes on unfortunately . It usually carried out by damned ` Johnie Foreigners ` too !!!! :mad:
 
D

Dorsetsteve

Busy user
Roscobbc said:
Feel quite sure that a similar survey would come up with totally different results here in UK. The Corvette I'm sure would rank as one of the safest (if 'measurements' are based on numbers of specific cars sold in a given country). That figure for Corvettes I'm sure would also show further reductions given the new cost of the Vette in the UK, the lower mileage typically travelled by owners and perhaps the typical age of the purchaser.
I question the USA findings re. Bronco's or similar 4X4's. Perhaps as they may be based on truck chassis's their likelihood to roll over in the event of a collision and perhaps offering poorer passive safety for the occupants could be a reason?
Click to expand...
100%. My insurance and road tax is nearly half on a C6 Vette Compared to a 370z which was the other car I was after.
 
D

Dorsetsteve

Busy user
Chuffer said:
We went through a period of ` rear ending scams ` in the UK too . Don`t hear so much about now but probably still goes on unfortunately . It usually carried out by damned ` Johnie Foreigners ` too !!!! :mad:
Click to expand...
I think the combination of CCTV everywhere and dash cams everywhere made it a bit too much like hard work. Add this to the reality that a few of them got what they deserved from the “victim” and there’s much easier ways to crime a living.
 
Chuffer

Chuffer

CCCUK Member
Dorsetsteve said:
I think the combination of CCTV everywhere and dash cams everywhere made it a bit too much like hard work. Add this to the reality that a few of them got what they deserved from the “victim” and there’s much easier ways to crime a living.
Click to expand...
My thoughts too .
 
Roscobbc

Roscobbc

Moderator
Remember my missus going spare when we were driving back from a meal out at Covent Garden some years ago in the 'early hours' one Saturday evening/Sunday morning - driving home via dockands at 1 or 2 am is generally very quiet - except this time for two small inoccuous saloon cars contrantly 'blocking' me. One would travel close behind, the other moving from lane to lane in front prevent me overtaking. This went on for a few miles and perhaps 4 or 5 minutes. Expecting an insurance 'scam' I constanly moved my position and speed making sure I had a 'escape' route if the front car braked suddenly and/or the rear car ran up my rear end. Perhaps the Lexus I was using at the time seemed an easy target........in the end the road widened out in to dual carriageway and I forced my way past the lead vehicle at 70/80 mph (leaving both cars well behind and over speed local (and national speed limit) and working on the basis if pulled by the old Bill or gatzo'd I'd hopefully explaining I was being set-up for a 'sting' would get me off a speeding fine. It seriously frightened the 'other half' though!
 
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